CM Punjab Women Scheme – Secure Your 2026

Imagine earning a monthly stipend while gaining hands-on training, receiving support to start your own business, or even building a sustainable income from home without needing years of prior experience.

Some programs under the CM Punjab Schemes for Women require a little background in business, while others are open to students and young women just starting out. From remote IT training opportunities to community-based income programs like livestock farming, these initiatives open doors for women who want independence, stability, and dignity in their lives.

Punjab Dhee Rani Programme:

The Punjab Dhee Rani Programme provides financial support to deserving families for their daughters’ marriages.

• Who can apply: Parents or guardians of daughters from low-income families.
• Support provided: Cash assistance and essential bridal items.
• How to apply:
  • Visit cmp.punjab.gov.pk or call the helpline 1312.
  • Submit documents and wait for home verification.

This program ensures families can fulfill their responsibilities with dignity and ease.

Aaghosh Health & Nutrition Program:

The Aaghosh Program focuses on maternal and child health by offering conditional cash transfers.

• Who it helps: Pregnant and lactating women.
• Benefits:
  • Free medical check-ups and vaccinations.
  • Nutritional support and family planning services.
  • Encourages safe institutional deliveries.
• Impact: Helps reduce maternal and infant mortality while improving women’s health awareness.

Supported by the Punjab Human Capital Investment Project, this scheme is a step towards healthier communities.

CM Livestock Assets Program:

This initiative helps women in South Punjab generate income through livestock.

• Who it supports: Widowed and divorced women.
• What’s offered: Free cows and buffaloes for sustainable income generation.
• Coverage: 12 districts, with a government investment of Rs. 2 billion.
• Impact: Women gain financial independence while boosting rural farming economies.

It is not just financial aid—it is an investment in long-term livelihood.

Women Entrepreneur Finance Scheme (WEFS):

The Women Entrepreneur Finance Scheme encourages women to start or expand businesses.

• Eligibility: Women aged 30–55 with at least three years of relevant experience.
• Funding: Rs. 2 billion allocated by the Bank of Punjab.
• Industries supported: Daycare centers, personal care services, eateries, and more.
• Process: Submit documents and a business plan at Bank of Punjab branches or online.

This program builds confidence and promotes women’s role in Punjab’s growing economy.

Women’s IT Training & Employment Program:

To help young women compete in the digital world, Punjab has launched a dedicated IT skills program.

• Who can apply: Women under 30 with at least 16 years of education, preferably from rural Punjab.
• Training includes:
  • Digital marketing, coding, web development
  • Freelancing, e-commerce, cybersecurity
  • Social media management and graphic design
• Program duration: 6 months (online, flexible).
• Additional benefits: Free laptop, internet access, monthly stipend, mentorship, and job placement assistance.
• Authority: Punjab Skills Development Department (PSDF).

This scheme equips women for remote jobs and online businesses.

CM Punjab Financial Support for Women:

The CM Punjab financial support for women aims to provide monetary assistance for education, business startups, and skill development. This includes low-interest loans, grants, and subsidies tailored to help women achieve financial independence.

Women Loan Scheme Punjab:

The Women Loan Scheme Punjab provides easy-access credit to women who want to start small businesses or expand existing ventures. Key features include:

• Low-interest loans with flexible repayment terms
• Quick application and approval process
• Support for both urban and rural women

CM Punjab Women Entrepreneurship Program:

The CM Punjab women entrepreneurship program encourages women to start their own businesses by offering:

• Startup capital and grants
• Business training and mentorship
• Market linkages and networking opportunities

This program helps women turn ideas into profitable ventures.

Punjab Women Development Initiatives:

Punjab’s government also runs women development initiatives that focus on:

• Skills training and vocational education
• Health and wellness programs
• Legal and social support
• Digital literacy and technology access

These initiatives aim to empower women socially and economically.

Eligibility Criteria for CM Punjab Women Scheme:

To apply for CM Punjab Women Schemes, candidates typically need to meet criteria such as:

• Female residents of Punjab
• Age between 18–45 years (varies per program)
• No active default on previous loans
• Small business or entrepreneurial interest (for business schemes)

Checking specific program guidelines is recommended before applying.

CM Punjab Women Scheme for Small Businesses:

This scheme targets women entrepreneurs with small businesses, offering:

• Seed funding or microloans
• Capacity-building workshops
• Advisory support for business growth
• Access to markets and supply chains

It is ideal for women looking to scale their operations sustainably.

Punjab Government Women Welfare Programs:

The Punjab government runs additional women welfare programs including:

• Health & education support
• Skill development centers
• Microfinance initiatives
• Social protection schemes

These programs aim to provide holistic support for women’s development.

Women Empowerment Projects in Punjab:

Beyond financial support, Punjab implements women empowerment projects to enhance participation in society:

• Vocational training centers
• Digital literacy campaigns
• Community support programs
• Entrepreneurship bootcamps

These projects improve confidence, independence, and leadership skills.

CM Punjab Scheme Success Stories:

Many women have benefited from these programs, achieving milestones like:

• Launching successful small businesses
• Employing other women in their communities
• Gaining financial independence
• Expanding businesses regionally

These stories highlight the real impact of CM Punjab women schemes.

How to Apply Online for CM Punjab Women Scheme?

Applying for these schemes is simple and fully digital.

• Visit the official Punjab Government Portal.
• Create an account with your CNIC, date of birth, and mobile number.
• Select the scheme you want to apply for.
• Fill in your personal details and upload required documents:
  • CNIC copy
  • Passport-sized photo
  • Proof of income or family details
  • Scheme-specific documents (e.g., business plan or medical record)
• Submit and note your application reference ID.
• Wait for verification. Updates will be sent via SMS or email.

Helplines:

• CM Helpline: 181 (toll-free)
• Dhee Rani Helpline: 1312
• Official Portal: www.punjab.gov.pk

Why These Schemes Matter?

These programs go beyond financial aid—they create opportunities for women to thrive long-term.

• Economic Empowerment: Livestock, business loans, and IT training open doors to income generation.
• Healthcare Support: Aaghosh ensures safer pregnancies and healthier children.
• Social Dignity: Dhee Rani Programme eases financial stress on families.
• Entrepreneurship Growth: WEFS boosts women-led businesses in Punjab.

Together, these initiatives reflect Punjab’s commitment to women’s empowerment, equality, and progress.

Conclusion:

The CM Punjab Schemes for Women provide vital support in health, financial independence, entrepreneurship, and digital skills, especially for underprivileged and rural women. These initiatives create long-term opportunities through training, funding, and social assistance, enabling women to thrive with dignity. Together, they mark a strong step toward women’s empowerment and inclusive growth in Punjab.

Frequently Asked Questions: